Definitely illegal as no written or verbal agreement.
They lie and state that you are blacklisted. You are not as then Transunion and the Credit Ombud will be on their case and shut them down for all the complaints that they would have received. Also possibly SARS for non-reporting of income.
I strongly suggest that you get a free report from Transunion to verify that you are not blacklisted (one free credit report a year).
They lie about the summons as well.
To report them and sister company Lifestyle Legal read this:
|Crime Date/Time:||22 Apr 2016, 14:04 PM|
|Reported Date:||6 Sep 2016, 14:09 PM|