Loan Tracer SA

Went on to their website and filled in my details to see if I qualify for a loan for my studies. They then sent an sms saying congratulations you qualify but need to pay R399 for a service pack before I can get a loan. I immediatly thought it fraudelent and didn't reply nor did I pay over any money. Now they tried deducting it from my bank acc. and I got an email and sms saying that they couldn't and will put me on ITC for failure of payment. I never took a loan from them. There are numerous people with the same thing on Hello Peter. How is it that this website hasn't been shut down?? I've tried searching for somewhere where I can report this, but there isn't any place. What to do?LOAN TRACER SA - BE CAREFUL DO NOT GET CAUGHT OUT, THEY CHARGE YOU R399 PER YEAR JUST FOR VISITING THEIR WEBSITE ONCE - THEY APPEAR TO OFFER LOANS, BUT THEY DON'T, THEY INSTEAD CHARGE R399 FOR ABSOLUTELY NOTHING AND MAKE IT EXTREMELY DIFFICULT TO CANCEL THE SO CALLED CONTRACT FORMED WHEN YOU MAKE AN ENQUIRY ON THEIR WEBSITE - ABSOLUTE THIEFS STEALING FROM DESPERATE POCKETS!!

Report ID: 3266
Crime Category: Fraud
Province: Gauteng
Suburb: Lynnwood
Address: CAPE TOWN
Crime Date/Time: 20 Feb 2013, 00:02 AM
Reported By: Username3266
Reported Date: 20 Feb 2013, 09:02 AM
Related Link:

Join the conversation

  • Sbongi 21 Nov 2016, 08:52 PM

    Guys please assist me I need a loan too, I'm under Debt review. how legit is Divine Heritage

  • mxosile 30 Oct 2016, 01:11 PM

    divineheritagelenders are helping prople with genuine loans they are legit and they only require processing cost upfront what I like about them is their honesty

  • spillay 29 Oct 2016, 10:17 AM

    Divine heritage lenders are Nigerians they want must pay fees to western union receiver country is Nigeria

  • spillay 28 Oct 2016, 11:44 PM

    How did you get a loan from devine heritage lenders when they also not registered on ncr

  • rayben 10 Oct 2016, 11:16 PM

    thanks guys for the information shared. I have my loan from DIVINE HERITAGE LENDERS

  • Pele100880 26 Sep 2016, 04:41 PM

    I have received a loan today from divine heritage lenders. These guys are for real

  • ffalz 21 Sep 2016, 11:23 AM

    These lifestyle legal, loan hubs loan finders and
    loan tracers are scams. Got a summon via email
    ain't giving any attention. @tpc84 and Kalana
    thanks for the info I'm in the process of getting a
    real loan from divine heritage lenders

  • kalana 18 Sep 2016, 02:49 PM

    Lifestyle legal is a scam. They keep debiting my account with R365 they are thieves. I also got help from divine heritage lenders they are very unique lenders

  • tpc84 17 Sep 2016, 04:00 PM

    I was also caught in this scam. The same amount was
    deducted from my account and when I confronted them
    they failed to reply, though I didn't get the loan I was
    deducted but thank God I got a consolidation loan of R150k
    from to clear my name
    from ITC and settle all my debts. I advise anyone in need of
    a loan not to be scammed by these loan finders loan hub sa
    and lifestyle legal they are all scams and they can't summon
    you it is just a threat to trap you. contact divineheritagel they are Legit lenders Don't let lifestyle
    legal fool you, they can't blacklist you, summons are not
    done via email they not even legit so they can't summon you

  • jeff1988 1 Jun 2016, 11:45 AM

    The guys who own these sites are Damian Malander and his buddies. They have about a dozen of the same sites running. Theres a Facebook group called "Action Against Loan Match - Loan Connector - Lifestyle Legal" I suggest you join the group, they are working together to bring these guys down. Good luck to everyone caught by these guys.

  • jeff1988 1 Jun 2016, 11:44 AM

    The guys who own these sites are Damian Malander and his buddies. They have about a dozen of the same sites running. Theres a Facebook group called "Action Against Loan Match - Loan Connector - Lifestyle Legal" I suggest you join the group, they are working together to bring these guys down. Good luck to everyone caught by these guys.

  • Gina89456 16 Nov 2015, 02:17 PM

    We all have the same problem and same story. Think its time for Carte Blanche. I've had enough of their threats and this is completely fraudulent. They catch unsuspecting people while browsing for loan options. I'm taking this further.

  • steven6 4 Aug 2015, 09:58 AM

    They also deducted money on my account last year and they did it again this year I reversed it because I didn't get any help from them , they can go to hell with their threat

  • Mandy19 1 Aug 2015, 10:31 AM

    I also applied on line and never received any answer now they send me a email to say I owe them money otherwise they will take legal action against me. The don't even say whot amount I owe them I try to phoe them but i just get cut off . They must be crazy I will not pay anything

  • nkomudi grace manzini 31 Jul 2015, 09:31 AM

    they have done the same with they have deducted 399 in my account ,but I managed to reverse it ,now they are threatening me that they are going to take legal actions against me.

  • Wendy27 26 Mar 2015, 07:56 AM

    My second debit order went off this monring a year later after having also cancelled in the cooling off period...... I really dont know how to cancel this anymore , but the emails , and phone calls did not work last year ......Someone please advise

  • TANIA13 11 Mar 2015, 08:41 AM

    I applied for a loan online with loan tracer in dec but only to find out that R399 was deducted frm my account . I too reversed the money with my bank and now im getting legal letters ... their ASS man they are crooks

  • Brian15 3 Feb 2015, 12:37 PM

    I appied for a loan not for legal services. Now i must pay R399!! I must be out of my mind!!! I never received any feedback about the loan only a letter demanding R399. We are South Africans,not monkeys. Create something for us so that we can fight them legally.

  • alyssia 25 Jan 2015, 09:50 AM

    The same thing happens to me. I applied for the loan l online in order to pay for my studies and they sent me an sms saying congratulations I qualify for R100 000 for the loan and sent me banking details and said that I needed to deposit R399. I never replied to the sms. As soon as I received my next salary, I went to the atm only to find out that they had debited R399 5times which added up to r2000 I then went to the bank who advised that a reversal would b done and I am still waiting for them to revert. Plz never give out your details online

  • mark2 29 Oct 2014, 09:22 AM

    I just want to clear up some things,if you do apply online for a loan @ which ever company that has a service package at a cost as soon as you completed the online application form and you hit the submit button,you automatically accept their terms and conditions because it is their on their site and available for you to read,its your duty to make sure you read and understand everything before applying,so I dont understand y most of you guys are shocked and upset about the 399 deduction?and if you nolonger want the loan for which ever reason just go to your bank and reverse the payment the banks still have that money in their possesion for 14 days after the debit was done.and for those of you that says you didnt even apply @ all,thats a bit weird that they have your banking details out of just saying.but dont complain about something YOU didnt do your homework properly,its then YOUR mistake and accept it but as I say your money is not stolen or lost.this company is not a scam coz terms and conditions are available for you to read its not hidden at all.thats why nothing will happen to them as they have their backs covered.i hope this is some sort of help for most of you guys.

  • chez 28 Oct 2014, 05:12 PM

    I have an idea.... let's all contact carte blanche

  • chez 28 Oct 2014, 04:53 PM

    There are a list of us complaining here and no answers. I have never even been to their site. Meaning someone either used my details or they got my details but they took money off my account. If nothing gets done I will personally burn their whole bloody building down!!! Daylight Roberry for hard earned cash is NOT acceptable. I am beyond furious and will take these people to the cleaners! They have NO idea who my family is! Messing with the wrong people.

  • Corrien 23 Jul 2014, 01:20 PM

    Has anyone ever had a garnishee or has the sheriff come to repossess your goods?

  • Nkanyiso 14 Jul 2014, 01:40 PM

    Why are you sending me treatning sms,saiying you gona hand me over your legal department,u deducted my money & i reversed it..what i am paying you for???

  • Bongiwe4 27 Jun 2014, 05:43 PM

    Loanlocatorsa deducted 399 from my account...without my permission can i reverse it from the bank?

  • Elaine7 9 Jun 2014, 11:19 AM

    Same has happened to me. I have sent an email to Kevin at Loantracer asking them to cancel and to reverse my payment. Waiting to see. I threatened to reverse my payment and they said they would take legal action against me. If we all reversed our payments can they take legal action against all of us. Has someone reversed their payment and what happened. h

  • Hilde 31 May 2014, 05:30 PM

    The same happend to me. Loantracer deducted R399 from my account without my permission.

  • Hilde 31 May 2014, 05:22 PM

    The same happend to me. Loantracer deducted R399 from my bank account without my permission.

  • janine20 29 May 2014, 09:31 PM

    Please can someone tel me how to reverse the R399 that these peole took? I havnt even given them my banking details but somehow they deducted the money?

  • matome 11 May 2014, 01:31 AM

    they are managing to achieve day light robbery, i also have the same problem

  • Username6218 26 Apr 2014, 01:36 PM

    Do not fill in your banking details when applying for a loan online. Always read thier terms and conditions before you even proceed to filling up your personal information. The only trusted online lenders that I am 100% aware of are Wonga, Boodle and Get bucks. The best way to be safe is to avoid loans online.

  • irene4 25 Apr 2014, 08:20 AM

    These people are fraudsters dey just deducted 400 from ma account and im fucken angry cause I neva made the fucken agreement with them,how can they just do that without me signing or giving them my bank account please someone help me im so frustrated....

  • keri5 23 Apr 2014, 02:49 PM

    I have had exactly the same thing happen as everyone else. There is a Mr Kevin Brown working there. He seems to be running the show. I want to know how they can get away with this. It has to be a crime. Somebody has to be able to do something. I also want to know how they are able to debit bank accounts without permission?

  • Philile 17 Apr 2014, 05:33 PM

    I also have same problem with dis Ldetector thing im so pissed off with these ppl they debited money from ma cc R399 without ma permission they want war they got 1

  • Adriaan6 17 Apr 2014, 03:45 PM

    yeah these people are crooks there are 3 companies that is owned by the same person did a bit of research came up with loan tracers and loan detectors are the same people, but they dont admit it same postal address same physical address, spoke to tammy there and she couldt even tell me the adress she had to go online to find it.short of it all they are scamming people. i gave them 7 days to respond to my mail, if no reply i will take it up with the CPA and keep you guys updated.

  • ejaz 4 Apr 2014, 08:32 AM

    everyone just leaves their comments here,but no one ever said if they got the problem solved and if they did then how? so if someone did win against these frauds please tell us how?

  • hope 29 Mar 2014, 02:08 AM

    Did anyone get blacklisted or garnishee order from loan tracer ?

  • RONNIE6 1 Feb 2014, 07:27 AM

    Loantracer is defraud me, stealing my money in my account, they say is R399 per year bt now they are busy deduct my money. off which they once deduct it(money) now go for second time. loantracer is nothing but a robbing busnise company, is seek legal advice on this matter.

  • Emile3 30 Oct 2013, 12:12 PM

    In July 2013 I stumbled upon Loan Tracer SA we page ( and started my application process, but I didn't complete it as I realised I don't need the money. But suddenly Loan Tracer SA starts to debut my saving account with the amount of R399. And every month I just reverse the amount. They threatened me with their lawyers. I moved to another bank and suddenly they're onto me again and now demands payment in the next few days or else I'll be help accountable for all legal costs from me not paying the R399. My question is simple: WHAT SERVICE DID THEY PROVIDE ME? NOTHING! I NEVER HEARD OR GOT AN EMAIL FROM THEM! So why should I pay my hard earned cash? Can ANYONE please assist me or give advice what to do?

  • Lee4 30 Sep 2013, 08:11 PM

    I did the same filling in my details just to see if I qualify! But to pay R399 just to make a loan is rediculous! U need money but still u need to pay to get a loan! They also deducted that amount but I went into my bank and reversed it! I e-mailed them a month or 2 back to tell them that how can they deduct if I didn't even make a loan or receive any loan amount yet!or even signed a contract with them. So I cancelled it! But Now they sending me an sms and e-mail threathening me that they will hand me over to their legal department. Not even getting through to the number they had send in their e-mail! So how do I go about? Please help! Thanks!

  • michelle37 28 Aug 2013, 07:14 AM

    am still waiting on a answer from loan tracer i payed the money into there bank account.stil i did not recived a loan

  • Candy 27 Aug 2013, 12:34 PM

    They also debited from my account two of them and i reversed their payments now they took me to their lawyers.

  • doreen4 27 Aug 2013, 12:16 PM

    R399.00 has been deducted from my account by Loantracer without my permission and without getting a loan from anyone else.Please stop deducting or taking my money as you have no right to doso without my approval. All i did was just to enquire about a loan and because of my credit record noone was able to give me a loan.

  • Leanie 26 Aug 2013, 11:12 AM

    These people are fraudsters, they deducted R399 from my account today, saying I digitally signed an agreement with them. I did not even visit their website. This is the second time this year they are doing this. I have reported them to the NCR and am awaiting a response from them. SOmehow they got all my details, even my banking details.

  • Bongiwe5 30 Jul 2013, 08:44 AM

    Loan tracer just debited my account I never applied for any loan I just don't know where they got my bank details this is froud seriously. I'm not even working. Can someone help please

  • milinda 22 Jul 2013, 07:52 AM

    The same thing happend to my mother and when I told them I want to cancel they stopped answering my emails

  • Linda43 21 Jul 2013, 06:25 PM

    Loan Tracer SA and Loan Detector SA are one and the same company.My mother applied to both and now they have deducted two debit orders of R399, ie, R800 from her account.The reference number is identical for both debits.She is a pensioner and is struggling as it is.I'm going to the bank to have it reversed.They can go and suck eggs!

  • karabo3 18 Jun 2013, 11:48 AM

    I have the same problem they deducted money from my account. Can I go to the bank and have this reversed??

  • jabulani2 17 Jun 2013, 07:28 AM

    Same problem to me, I. Apply loan from this people I was waiting for answer from them instead they deduct money from my account but no loan was deposited into my account.people In south must watch out loan tracer SA

  • they just debit 399from my acc 10 Jun 2013, 09:05 PM

    need my money I think they a ripping people didnt give them permission to debit my money I will put them on speak out tv and newspaper to trace them

  • lele2 16 May 2013, 10:41 AM

    Hi. I have the same problem they have just deducted R399 from my acc, I will have the transaction reversed but they are threatening me with their lawyers if I do that. But I am going to reverse it anyway. This is day light robbery.

  • Lizelle4 16 May 2013, 10:01 AM

    Hi, I also tried loan tracer and the same thing happened to me as the many others. I've already received a letter from there attorneys. What can we do? What about Carte Blanche?

  • sipho12 26 Apr 2013, 06:39 AM

    Loan tracer has just deducted R400 from my account and im not taking it lying down. I will pursue it to the bitter. end. Im prepared to go to court it that's what it means...

Popular categories