Cheque Fraud - stolen laptop

I wanted to sell my laptop and so advertised it on Gumtree. I received an sms from a guy named Morris saying he was interested in the laptop. He phoned me later that night and requested my bank details. I said that I wanted to deal in cash and he agreed. The next day when he was supposed to fetch it he said he couldn't fetch it for some reason but he would send someone instead but was not going to send the cash with the person and would rather do an eft. He sent me a proof of payment and I checked on my bank balance which reflected it in Available Balance. The laptop was collected that afternoon. The next day, just as I was about to draw money I received a message stating that R 7000.00 (price of the laptop) had just been transferred out of my account and my account was now in the negative. I immediately had my card stopped and phoned the bank.The money they had "paid" for the laptop was done via a cheque (which can not be traced); the cheque was obviously cancelled. The bank is saying it is an inside job: they get your banking details, "transfer" the money into your account and collect the goods. They then hack into your bank account without you receiving any notification, they transfer the funds and only once the transfer is done do you get notification the money has been taken. In the end they get away with not paying for the goods, as well as the actual goods AND the amount which they never transferred. A similar incident almost happened with a friend who was trying to sell his cellphone. The guy was insistent on getting his bank details. My friend said cash only and he has not heard from the guy since.Just be aware of these fraudsters. You would think that with all the FICA requirements and strict regulations the banks insist on that this couldn't happen but unfortunately it doesn't seem to be the case. They are operating within the banks and even the banks can't find them within their own organisation.

Report ID: 2367
Crime Category: Fraud
Province: Gauteng
Suburb: Sandton
Address: Online
Crime Date/Time: 8 Aug 2012, 00:08 AM
Reported By: Username2367
Reported Date: 13 Aug 2012, 12:08 PM
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  • Angry4 17 Jan 2013, 10:40 PM

    Was scammed last week by a 'malvin muller' his assistant John picked up my Laptop after I received a notice from nedbank. I waited 48 hours, not its been a week. He answers sometimes, when I call on blocked. His number is 081 841 5219.. His 'assistant' is John 072 385 1879.

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